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| Criteria | Adyen | Mollie |
|---|---|---|
| Weighted Score | 2.8/5 | 2.5/5 |
| Pricing | Interchange-plus, custom enterprise | From 1.8% + 25c typical |
| Platform Type | Merchant acquirer | Payment processor |
| Transaction Pricing & Fees | 3.2/5 | 4.2/5 |
| Global Payment Method Coverage | 4.8/5 | 3.8/5 |
| Authorisation & Uptime Reliability | 4.7/5 | 3.2/5 |
| Fraud & Risk Management | 4.2/5 | 2.8/5 |
| Payout & Settlement Speed | 4.0/5 | 3.0/5 |
| Integration & Developer Experience | 3.8/5 | 3.5/5 |
| Currency & Cross-Border Support | 4.6/5 | 2.5/5 |
| Regulatory Compliance & Licensing | 4.5/5 | 4.0/5 |
| Reporting & Reconciliation | 4.4/5 | 2.7/5 |
| Support & Chargeback Handling | 3.5/5 | 2.4/5 |
| Strengths | ✓ No minimum costs or lock-in contracts ✓ Strong coverage of European local payment methods | |
| Limitations | ✗ Coverage strongest in Europe and the UK ✗ Fraud tooling less extensive than enterprise acquirers |
Adyen
2.8
Rating
★ 2.8/5
Pricing
Interchange-plus, custom enterprise
Platform
Merchant acquirer
Scores
Transaction Pricing & Fees
3.2
Global Payment Method Coverage
4.8
Authorisation & Uptime Reliability
4.7
Fraud & Risk Management
4.2
Payout & Settlement Speed
4.0
Integration & Developer Experience
3.8
Currency & Cross-Border Support
4.6
Regulatory Compliance & Licensing
4.5
Reporting & Reconciliation
4.4
Support & Chargeback Handling
3.5
Mollie
2.5
Rating
★ 2.5/5
Pricing
From 1.8% + 25c typical
Platform
Payment processor
Scores
Transaction Pricing & Fees
4.2
Global Payment Method Coverage
3.8
Authorisation & Uptime Reliability
3.2
Fraud & Risk Management
2.8
Payout & Settlement Speed
3.0
Integration & Developer Experience
3.5
Currency & Cross-Border Support
2.5
Regulatory Compliance & Licensing
4.0
Reporting & Reconciliation
2.7
Support & Chargeback Handling
2.4
Strengths
✓ No minimum costs or lock-in contracts
✓ Strong coverage of European local payment methods
Limitations
✗ Coverage strongest in Europe and the UK
✗ Fraud tooling less extensive than enterprise acquirers
