Checkout.com vs GoCardless
Last verified Nov 12, 2026
At a glance
- Checkout.com scores 3.2/5 and GoCardless scores 2.5/5 in Benchmark Grid's independent payment processing platforms benchmark, both assessed on the same 10 criteria.
- The widest gaps are transaction pricing & fees (Checkout.com 3.2, GoCardless 4.5) and currency & cross-border support (Checkout.com 4.3, GoCardless 3.0); they are within 0.3 on 3 of 10 criteria.
- Checkout.com is built for mid-market and enterprise publishers; GoCardless for small and mid-market.
- On total cost of ownership Checkout.com scores 2.2 and GoCardless 3.4 (higher means better value, not a lower price).
- In our tracking 1 publishers use Checkout.com and 0 use GoCardless.
- Scores last verified 12 Nov 2026. Vendors cannot pay for a score or a position.
Where they differ
Checkout.com is stronger on currency & Cross-Border Support (4.3 vs 3.0), payout & Settlement Speed (3.5 vs 2.5) and reporting & Reconciliation (3.7 vs 2.8).
GoCardless is stronger on transaction Pricing & Fees (4.5 vs 3.2).
Which one fits
Choose Checkout.com if…
- You publish at mid-market and enterprise scale.
- You weight currency & Cross-Border Support, payout & Settlement Speed and reporting & Reconciliation heavily — Checkout.com leads on those in this benchmark.
Choose GoCardless if…
- You publish at small and mid-market scale.
- You weight transaction Pricing & Fees and regulatory Compliance & Licensing heavily — GoCardless leads on those in this benchmark.
Also weighing these
The nearest-scored tools to Checkout.com and GoCardless in this benchmark, listed A to Z.
- 2.8AdyenOne platform for payments, data, and financial products.Read review
- 2.5BraintreeBraintree is now PayPal Enterprise Payments.Read review
- 2.5MollieEuropean payments with straightforward pricingRead review
- 2.5NuveiGlobal payments with local acquiring reachRead review
All 9 scored tools are in Best Payment Processing Platforms for Publishers.
Who uses them
Publishers we have detected running each tool, from ads.txt, site code and published case studies. Agencies, brands and vendors are excluded.
Checkout.com · 1
GoCardless · 0
No publisher adoption verified yet.
Head to head
| Criterion | Checkout.com | GoCardless |
|---|---|---|
| Transaction Pricing & Fees16% of capability | 3.2 | 4.5 |
| Global Payment Method Coverage14% of capability | 4.1 | 3.8 |
| Authorisation & Uptime Reliability12% of capability | 4.2 | 4.0 |
| Fraud & Risk Management12% of capability | 3.8 | 3.2 |
| Currency & Cross-Border Support10% of capability | 4.3 | 3.0 |
| Integration & Developer Experience10% of capability | 3.9 | 3.5 |
| Payout & Settlement Speed10% of capability | 3.5 | 2.5 |
| Regulatory Compliance & Licensing8% of capability | 4.0 | 4.2 |
| Reporting & Reconciliation5% of capability | 3.7 | 2.8 |
| Support & Chargeback Handling3% of capability | 3.0 | 2.2 |
| Capability45% of composite | 3.8 | 3.6 |
| Publisher fit40% of composite | 3.0 | 1.0 |
| Total cost of ownership15% of composite | 2.2 | 3.4 |
Cost of ownership
| Sub-score | Checkout.com | GoCardless |
|---|---|---|
| Pricing transparency | 1.0 | 4.0 |
| Entry cost | 1.0 | 4.5 |
| Implementation cost | 2.5 | 3.5 |
| Hidden-fee risk | 3.0 | 3.0 |
| Ongoing cost | 3.5 | 2.0 |
Checkout.com pricing
Interchange-plus, custom enterprise
GoCardless pricing
From 1% + fee, capped
What users say
Checkout.com
10 positive · 20 neutral · 7 negative
GoCardless
4 positive · 27 neutral · 11 negative
Mentions we could not tie to a real user, and those flagged as promotional, are excluded. Sentiment is opinion, and is independent of the verified publisher adoptions above.
Checkout.com scores 3.2 and GoCardless scores 2.5 in Benchmark Grid's independent Best Payment Processing Platforms for Publishers benchmark (benchmarkgrid.com/vs/checkout-com/gocardless, verified Nov 12, 2026)
Common questions
How do Checkout.com and GoCardless differ?
Checkout.com is stronger on currency & Cross-Border Support (4.3 vs 3.0), payout & Settlement Speed (3.5 vs 2.5) and reporting & Reconciliation (3.7 vs 2.8). GoCardless is stronger on transaction Pricing & Fees (4.5 vs 3.2). Neither is better in the abstract — which one suits you depends on which of those dimensions carries the most weight in your operation.
Which is cheaper, Checkout.com or GoCardless?
On total cost of ownership — pricing transparency, entry cost, implementation, hidden-fee risk and ongoing cost — Checkout.com scores 2.2/5 and GoCardless scores 3.4/5. A higher score means better value, not a lower sticker price.
How are these scores calculated?
Each tool is assessed against its category's published criteria (10 in this benchmark), which make up Capability (45% of the composite), Publisher fit (40%) and Total cost of ownership (15%). Assessment is carried out by SODP's editorial team against a published methodology. Vendors cannot pay for inclusion, scores or positions.
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Both tools are scored in Best Payment Processing Platforms for Publishers. See alternatives to Checkout.com or alternatives to GoCardless.
Weighing a third option? Add a tool to this comparison.
Where to next
Four questions, and a scored stack across every benchmark — not just Best Payment Processing Platforms for Publishers
Every scored tool in Best Payment Processing Platforms for Publishers, with the criteria behind each number
Every category, independently scored
Related comparisons
Other head-to-heads publishers look at in Best Payment Processing Platforms for Publishers.
