GoCardless vs Worldpay
Last verified Nov 12, 2026
At a glance
- GoCardless scores 2.5/5 and Worldpay scores 2.3/5 in Benchmark Grid's independent payment processing platforms benchmark, both assessed on the same 10 criteria.
- The widest gaps are transaction pricing & fees (GoCardless 4.5, Worldpay 3.2) and support & chargeback handling (GoCardless 2.2, Worldpay 3.5); they are within 0.3 on 2 of 10 criteria.
- GoCardless is built for small and mid-market publishers; Worldpay for enterprise.
- On total cost of ownership GoCardless scores 3.4 and Worldpay 1.8 (higher means better value, not a lower price).
- Scores last verified 12 Nov 2026. Vendors cannot pay for a score or a position.
Where they differ
GoCardless is stronger on transaction Pricing & Fees (4.5 vs 3.2).
Worldpay is stronger on support & Chargeback Handling (3.5 vs 2.2), currency & Cross-Border Support (4.2 vs 3.0) and global Payment Method Coverage (4.6 vs 3.8).
Which one fits
Choose GoCardless if…
- You publish at small and mid-market scale.
- You weight transaction Pricing & Fees and integration & Developer Experience heavily — GoCardless leads on those in this benchmark.
Choose Worldpay if…
- You publish at enterprise scale.
- You weight support & Chargeback Handling, currency & Cross-Border Support and global Payment Method Coverage heavily — Worldpay leads on those in this benchmark.
Also weighing these
The nearest-scored tools to GoCardless and Worldpay in this benchmark, listed A to Z.
- 2.3Authorize.netCard gateway for recurring billingRead review
- 2.5BraintreeBraintree is now PayPal Enterprise Payments.Read review
- 2.5MollieEuropean payments with straightforward pricingRead review
- 2.5NuveiGlobal payments with local acquiring reachRead review
All 9 scored tools are in Best Payment Processing Platforms for Publishers.
Head to head
| Criterion | GoCardless | Worldpay |
|---|---|---|
| Transaction Pricing & Fees16% of capability | 4.5 | 3.2 |
| Global Payment Method Coverage14% of capability | 3.8 | 4.6 |
| Authorisation & Uptime Reliability12% of capability | 4.0 | 4.1 |
| Fraud & Risk Management12% of capability | 3.2 | 3.8 |
| Currency & Cross-Border Support10% of capability | 3.0 | 4.2 |
| Integration & Developer Experience10% of capability | 3.5 | 2.8 |
| Payout & Settlement Speed10% of capability | 2.5 | 3.0 |
| Regulatory Compliance & Licensing8% of capability | 4.2 | 4.5 |
| Reporting & Reconciliation5% of capability | 2.8 | 3.3 |
| Support & Chargeback Handling3% of capability | 2.2 | 3.5 |
| Capability45% of composite | 3.6 | 3.7 |
| Publisher fit40% of composite | 1.0 | 1.0 |
| Total cost of ownership15% of composite | 3.4 | 1.8 |
Cost of ownership
| Sub-score | GoCardless | Worldpay |
|---|---|---|
| Pricing transparency | 4.0 | 1.0 |
| Entry cost | 4.5 | 1.0 |
| Implementation cost | 3.5 | 1.5 |
| Hidden-fee risk | 3.0 | 2.5 |
| Ongoing cost | 2.0 | 3.0 |
GoCardless pricing
From 1% + fee, capped
Worldpay pricing
Interchange-plus, custom enterprise
What users say
GoCardless
4 positive · 27 neutral · 11 negative
Worldpay
7 positive · 33 neutral · 19 negative
Mentions we could not tie to a real user, and those flagged as promotional, are excluded. Sentiment is opinion, and is independent of the verified publisher adoptions above.
GoCardless scores 2.5 and Worldpay scores 2.3 in Benchmark Grid's independent Best Payment Processing Platforms for Publishers benchmark (benchmarkgrid.com/vs/gocardless/worldpay, verified Nov 12, 2026)
Common questions
How do GoCardless and Worldpay differ?
GoCardless is stronger on transaction Pricing & Fees (4.5 vs 3.2). Worldpay is stronger on support & Chargeback Handling (3.5 vs 2.2), currency & Cross-Border Support (4.2 vs 3.0) and global Payment Method Coverage (4.6 vs 3.8). Neither is better in the abstract — which one suits you depends on which of those dimensions carries the most weight in your operation.
Which is cheaper, GoCardless or Worldpay?
On total cost of ownership — pricing transparency, entry cost, implementation, hidden-fee risk and ongoing cost — GoCardless scores 3.4/5 and Worldpay scores 1.8/5. A higher score means better value, not a lower sticker price.
How are these scores calculated?
Each tool is assessed against its category's published criteria (10 in this benchmark), which make up Capability (45% of the composite), Publisher fit (40%) and Total cost of ownership (15%). Assessment is carried out by SODP's editorial team against a published methodology. Vendors cannot pay for inclusion, scores or positions.
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Both tools are scored in Best Payment Processing Platforms for Publishers. See alternatives to GoCardless or alternatives to Worldpay.
Weighing a third option? Add a tool to this comparison.
Where to next
Four questions, and a scored stack across every benchmark — not just Best Payment Processing Platforms for Publishers
Every scored tool in Best Payment Processing Platforms for Publishers, with the criteria behind each number
Every category, independently scored
Related comparisons
Other head-to-heads publishers look at in Best Payment Processing Platforms for Publishers.
